We collaborate with a duly SEC-licensed financing partner that independently handles all lending operations, ensuring a compliant and reliable borrowing experience.
All loan products are offered and managed by our licensed financing partner.
The licensed financing institution independently undertakes the following responsibilities.
Loan product design and interest rate setting
Credit assessment and approval decisions
Fund disbursement and account management
Repayment processing and collection activities
Compliance with SEC and Bangko Sentral ng Pilipinas (BSP) regulatory requirements
The platform does not participate in any credit decision-making, nor does it bear legal liability for the loan performance of the partner institution.
VANTABLACK TECHNOLOGY CO. LTD. acts solely as a technology platform provider and assumes no financial risk or loan performance liability. All loan-related responsibilities are borne by the partner financing/lending company holding a valid SEC authorization certificate. The platform strives to ensure the accuracy of information but does not guarantee it is completely error-free, and reserves the right to modify product terms; material changes will be announced in advance.